Category: money, finance

Americana-My First Car

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Scrolling Facebook this morning and I see a post about your first car. The picture in the post is actually my first car. It was called “The Bean”. Only difference was I had mag wheels on mine. Before I got it it looked like this. My friends and I made some good memories in that little car. I believe I drove it to the Prince Purple Rain concert with a few folks that are friends on here. The motor died in it near Yadkinville on the way back to App State one winter Sunday and dad got rid of it for me.I remember wanting a fancier car and my parents taught me a valuable lesson I still remember to this day.

I had seen a really nice looking truck down the road for sale and as my birthday came closer I kept telling them what I wanted. My birthday arrives and my mom comes in my room early and says get up and go outside your truck is in the driveway. I jumped up and ran as fast as I could and sitting in the driveway was a truck (beautiful shiny brand new out of the package hot wheel truck). Then dad came to me and said that is what you wanted, but mom and I are getting you what you need. Dad passed in 2009 and when mom passed in 2017 I found that little hot wheel truck.

She had packed it away for me to find years later. I have that truck now and use it as an example when I teach my lessons on “wants and needs” at school. I am thankful I had such great parents. My kids at school get those fancy shoes and I will ask them how much they cost and they say like 300.00. I tell them I like my money in the bank and not on my feet. I had a fellow a student come see me this week and he told me he was working, saving money and doing good. I looked at his feet and smiled and he said, yes coach, I also like my money in the bank and not on my feet. Then he said, I wasn’t always not listening to you in class. Life lessons we learn, live and pass into the next generation are special and needed.

Spirit Chronicles: The Skull Men and The River of Life

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I dreamed that I was standing on a hill overlooking a beautiful valley with a winding river that sounded very soothing. In that river there were people swimming and splashing around enjoying themselves. On the banks of the river on each side were dead men made of bones. They were just skeletons standing at the rivers edge but they could not join the fun or get into the water. In the water was another man standing there and he had a strong presence about him. He was an ancient spirit that was good and of the light. This ancient one was overseeing the living and making sure they were happy and not hurt by the skeleton men.

The skeleton men tried to step into the water but when they did they would dissolve as the water hit their bones and disappear as if they never were there. Some of the skeletons were walking with beagle dogs and were attached to them with a leash. The dogs were basically dragging them away from the water and they would go off into the woods and return without the skeleton men and get another. Another man with a whistle was standing there directing the dogs to take the skeletons into the woods.

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The dead could not touch him either. When they tried the dogs would attack, grab them and pull them into the dark woods near the water. The woods near the water around the immediate edge were flowery and pretty. The trees were alive and full of flowers and leaves like life itself. The woods a few feet away where the skeletons were being dragged was dark, dense and scary. Nothing could go in and out but the dogs. These dogs were not afraid of the skeleton men and did as the master told them to do and reacted to the dog whistle on command. They were loyal, brave and of the light.

The skeletons continued to try and enter the water but would just wash away or evaporate. They were dead souls, lost souls and wondering spirits that had not found the light before they died. They had spent their lives doubting God and his mercy and salvation and were paying for it. The woods were hell and the water was heaven. The skeletons were doomed to the woods and could not enter the wonderful water and join the heavenly flow. They instead were dragged away by the light worker dogs on command and sent to the darkness and the woods as stated in the Bible.

I woke up and wrote down the dream, I did some research about seeing skeletons, the river and the dogs. I sat down and wrote this dream and am still seeing those wonderful people enjoying the waters. We all will lose our flesh and eventually become a spirit. Will we be placed into the wonderful water for life everlasting or will we become a skeleton and be doomed into the dark woods. I will be a light worker, a warrior of God and take the river. I love the water and when I am in it I say this simple prayer.

Lord, please cleanse me, wash me and make me whole. I repeat that a few times and end with an amen. Try it sometime and see what happens. Step into the water and wait for God to take care of you. Now and forever!

John 7: 3-8; Whoever believes in me, as the Scripture has said, ‘Out of his heart will flow rivers of living water.’”

Revelation 22:1; Then the angel showed me the river of the water of life, bright as crystal, flowing from the throne of God and of the Lamb.

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Faith- Lukewarm Spirituality

I am 100% convicted of the title of todays faith based lesson. I have been a spiritual person since I was just a young boy but have had times in my life when I was lukewarm at best. In fact, I have been less than lukewarm at times in my journey with God. The bible refers to this as non being mindful or watchful of God’s work in your life. Life throws all kinds of curve balls at us and the Devil loves to step in and get between us and the Lord. Lukewarm spirit can be compared to lukewarm work habits, relationships and family matters.

If we are lukewarm we will face things that we are not prepared for and those things will take us down. We have to constantly be in prayer and seek guidance from God to make sure that we stay Red hot for God and not go lukewarm. You do not have to church every week to be red hot on fire for God. We choose our relationships with family, spouses, co-workers and God. We build habits within ourselves that determine how we do in these areas of our lives. Laziness creates lukewarm behaviors and lukewarm results.

God wants us to be more than lukewarm for him. He seeks us daily and consistently watches over us and wants us to reach back to him. We must not just seek him in bad times but at all times. God is never lukewarm and we should not be either. If we are lukewarm in a marriage then it will suffer. If we are lukewarm at a sporting event or when playing then out performance will suffer. If we are lukewarm at work then out performance will suffer.

I had to look at myself and think about my Luke warmness in life at times. I had to look at myself in all aspects to make sure I stayed on fire for God and that he can continue to influence me and lead me to what he wants me to be. Avoid be lukewarm by doing the following things in your life daily. This will keep you on fire in your relationships, career, outside activities and most importantly with God himself.

1- Pray everyday without fail. Failure to pray is failing to seek God in your life.

2- Check yourself to see where you stand in all aspects of your work life, family life and spiritual life.

3- Change what is broken. Get rid of old habits by creating good ones that are productive and never be lukewarm in anything you have passion about.

4- Work hard at all aspects of life and go for red hot in everything that is important to you.

5- Pray, Pray and Pray some more and watch God become red hot in your life.

2nd Corinthians 13:5; Examine yourselves, to see whether you are in the faith. Test yourselves. Or do you not realize this about yourselves, that Jesus Christ is in you?—unless indeed you fail to meet the test!

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Leadership 101- 12 Effective Habits of Great Leaders

1- The very best coaches motivate, inspire and lead the organization with intention, purpose, dedication, discipline, desire and an create energy around them constantly. 

2- The really effective coaches never use intimidation, power, embarrassment or other negativity to teach the required skills needed to be successful in life, sports, work and play.  

3- Great coaches are great life teachers that lead by example, share their history, success, failure, wins and losses to grow the team, individual and build life long relationships.  

4- The best coaches keep the game in perspective and know that winning, losing, upsets, setback, victory, injury, goals and are all about life after the sport and game has ended.

5- Great coaches never let their ego, pride or willingness to win override team goals, personal matters and individual accomplishment.  

6- Great coaches understand the individual strengths and skills of each player and how they can be developed for the overall improvement of the player, staff and team.

7- The best coaches coach the individual, team and staff with intention of growing their skills and winning.

8- The best coaches are always flexible and fir the players into their system of success growing the team skills constantly. 

9- The great coaches are communicators that lead with their voice, actions and behavior.  

10- Great coaches listen to their players, staff and parents actively to gauge where they are in relationships and overall growth of the organization.

11- Great coaches just do not talk the talk, they walk the walk.

12- Great coaches teach life skills, winning, losing, integrity, hard work, dedication, discipline, team work, overcoming, and so many other needed life skills for adult success after the game iv over.

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Personal Growth-Three Keys to Success In Life

As a coach I have attended many coaching clinics through the years to gain knowledge, experience and grow my skill set to help my athletes get better.  One of my favorite all time coaches and speakers is Lu Holtz who had a fabulous career coaching, speaking and as a broad caster for football games.  He was a program builder and did a super job everywhere he went.  I had the pleasure of meeting him and getting a picture with him several years ago at a football clinic in Atlanta, GA.  He is a motivational coach and person that has so much experience in life and is a winner.  The quote above hit home with me today as I was surfing the web to prepare for writing and I wanted to share it with my people.


In this quote he is talking about three things that are key to winning, overcoming, preparing and doing well in sports and life.  The first of these is Ability which is important as part of success and winning.  We all have natural God given ability and some that we have developed through the years as we practice, prepare, study, learn and work towards our goals in life.  We must take these abilities and maximize them to be the best we can. Motivation is the second part of this success formula and that comes from mostly within ourselves.  We find motivation from others around us, our coaches, teammates and friends.  But the final say on how motivated a person can be is a individual decision.


Football coaches stand before team and give a motivational fire and brim stone speech to the guys designed to fire them up and give  them confidence and motivation to play hard.  That fired up speech will last about the first 3-5 minutes of the game and then it becomes a game of will and who wants to  win more than the other.  Finding motivation when things get tough is the hard part.  Finding motivation when you are down is the hard part.  Finding a way to motivate your friends and get them fired up during battle is an art.  


Attitude determines how you will succeed in life, sports, work and play.  I was talking to my students today in class and we were discussing life skills and how attitude keeps us  going and helps define who we are and where we go in life.  The old saying is “you can either see the glass half full or half empty”.  I used a half full water bottle as the prop and we talked about that for a few minutes.  I want my students to understand that they determine their attitude and no one else.  We started class out with a simple paper that had five faces on it.  One was smiling, one frowning, one neutral, one crying and one really happy.  I told them to circle where they were at that point with attitude.  After we did the exercise and talked about it I had them repeat the activity.  


Several of them actually changed their picture from frowning or mad to a more happy face.  I suggest you print one of these off the internet and put it on your mirror or fridge so you have to decide how you will take on your day.  Will you start the day glass half full or glass half empty?  Take your ability and use it to become better.  Motivate yourself to accomplish great things and go after life with an attitude of excellence and intention.

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Americana- July 4th Fireworks, Family and Friends

My family has been celebrating the fourth of July for many years at a pool party with friends, family and lots of fireworks. My dad loved fireworks and would always drive down to South Carolina or have someone bring some back from the beach to shoot off at the party. He would sit on the diving board at the local pool we were members of and watch us boys (me and my brothers) fire off the fireworks. He took pride in his family, friends and that pool party. The highlight at the end of the night growing up was to see those booming fireworks going off.

Once dad got a bit older and could not set them off himself as I stated we would set them off and he and mom would sit and watch and celebrate. I can see him smiling now as the beautiful colors sparkle and bang in the air. My dad passed away on 2009 and we have continued to make sure this family tradition continues. My nephews have now become the firework setter off leaders. One of them is a fireman so he is the perfect person for the job. If he sets something on fire he can grab a hose and put it out.

I was helping them this time and we were spending some time talking and I looked both of them in the eye and told them that myself and their dads were getting a little older and will not always be here. I asked them to take it and run with it every July 4th. Family, Friends, Fireworks and food are a staple of my families July 4th and I cherish every memory made all of these years. I have been hit by random fireworks, ran from them, nearly got my fingers blown off and all kinds of trouble due to setting them off.

We celebrate a day that signifies life, liberty and the pursuit of happiness in the greatest country in the world. I am thankful for all of my family, friends and the fireworks and hope you had a great July 4th celebrating our independence. Americana is apple pie, holidays, baseball, fire works, summers at the lake, toys, traveling and so many other things. Enjoy and make your own Americana memories and tell your story. I hope you enjoyed the story of my dad, mom, our family and how important fire works is to us and our family bond.

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Faith- Finding Courage In Challenging Situations

You will be put in challenging situations and at times feel overwhelmed and let down. Life will let you down at times and often it is when we are either at the top of our game or at the lowest point.  When we are facing our darkest moments and weakest moments due to life events we must focus on God and look for an outcome that is positive. To make it positive we have to have faith and believe that the process of overcoming challenging times is going to be dealt with head on and with courage.

Challenging events in our lives are part of the process of growing, becoming more than what and who we are.  God wants us to be strong, have faith and walk through life with his light shining.  Life will knock you down and beat you up bad if you let it. We live our best life and know that the things we face in life such as losing a job, losing family, broken families, health crisis and other things make us stronger. God will never put us through something we cannot handle and is right there by our side helping us with it. He is carrying us through it and knows the outcome if we follow him and trust in his process.

The bible tells us that God will not put us through anything we cannot handle, but doing it on our own often leads to more trouble, anger, strife and fear.  Ask God to help you, guide you and lead you and he will.  These times cause us to have all of these emotions and can make us mentally and physically sick. Tough times can also make us spiritually sick which allows the Devil to step in and cast doubt, anger and frustration. When times get hard, we must fight back and seek God for his grace, guidance and mercy.

You will look back and laugh at those times knowing it was all a step forward in your spiritual journey.  Even though it may have felt like a step backwards at the time. What seemed like a step in the wrong direction can often be the steps forward that propel us to become stronger in our faith and relationships with family, friends and God. When it gets tough, fight back. When times challenge you, push back. When a crisis happens in life, step up to the challenge. When life kicks you in the teeth, call on God and overcome!

Faith- Life Lessons #1

God has a plan for all of us, we have to ask for his guidance in the process and be obedient to him. There are two plans in life. Our plan and Gods plan and often the two are not the same. God is all knowing and has already planned our role in the world. We plan our own role as well and it often clashes and we somehow see things constantly getting in the way or progress towards our plan. God will not shut you down, but he can offer help if we seek his guidance in the process.

Humans tend to need and want things, it is a natural part of living.  What we often do not think about is what God needs for us to have.  Everything we own, work for, have, buy and accomplish is because we have a loving God that permits it. I look at my career, family, money, hobbies, health and other parts of my life as borrowed from God. We are all on borrowed time and with his blessings we will have the things we desire, need and want. Until those things get in the way of right, good, and just thinking, actions, behaviors and living.

He needs us to have a relationship with him, he wants us to honor him.  Honor God by honoring your commitment to him because he is 100% committed to you. Seeking a daily relationship with God is a must for me. I cannot imagine living without God interacting in my life, my family life and work life. I probably should restate the title of this paragraph to “We need a relationship with God” and that will honor him. Do everything with good intention, honor, commitment and faith and you can conquer the world in the process and achieve all your goals and dreams.

The bible speaks about desires of the flesh, getting lost in our way and being greedy.  Often, what we need is really not what we want.  I broke down and bought a new truck last week, well actually a good used truck bit compared to the old 1997 paid for truck I had it was a bigtime upgrade. I didn’t have to buy a truck but the time had come to where the old red one was starting to see its better life gone before it. I wrestled with the fact of spending money, buying a newer vehicle and using credit. Those are things I do not like to do. So I prayed about it, thought about, made a list of pros and cons about it and then made a decision.

Pray to God and ask for his guidance in buying, pursuing and having things. Ask God to show you the way. Be patient, observant and diligent in the way you pursue things using sound Biblical principals of finance, thought, behavior and work ethic and the world will treat you well. God will bless you, guide you and lead you to his plan and an ultimate victory for you. May God bless you and Keep you!

Life Hacks 101: 10 Ways to Organize and Maintain Life

Today I was looking at ways to reset my organization and get my life back on the track I wanted it to be on. It is easy to get off track at times and if we do we must then do a reset. It is not as simple as hitting a reset button, but it is not complicated either. Below are ten ways you can use to organize, reset and maintain a good life free of stress, anxiety and anger. Try one or all and see how it works for you. You can make your own list and go with that. If you have realized your off track, hit the reset and push forward and live your best life.

1st Corinthians 14:40; But all things should be done decently and in order.

Proverbs 10:4; A slack hand causes poverty, but the hand of the diligent makes rich.

  1. Develop good habits and build a daily routine. Being on a routine helps you at work, in life, with family and in general. It keeps you on track and helps you maintain a pattern of positivity.
  2. Plan ahead- Avoid last minute decisions, actions and reactions. Planning your day, your week your vacation and other life activity will keep you on track.
  3. Be consistent with life and relationships. Consistency adds to the routine and keeps stress away from your life.
  4. Know yourself- Know who you are and what you are about. Take a good look at the person in the mirror on occasion to reset any inconsistencies you see happening.
  5. Life life with a positive attitude- Life will beat you up, will have ups and downs but the attitude you pursue life with will determine how things go and the consistency you need to be sane, mentally stable and reactionary to these events.
  6. Expect things to go wrong at times. A plan is great and in life we will get off track from those plans. Be on the lookout for these times and adjust your actions and reactions to meet them head on. Do not allow these things to derail your life and patterns.
  7. Seek balance in life. Balancing life, family, work, activity, and all the other obligations require planning, commitment and energy.
  8. Declutter and simplify when possible- If you feel overwhelmed by constantly cleaning things then declutter. Simplify life by living simpler and being smarter with your time and energy. Down size, use basic things, meet your needs and not wants and see how that will declutter and simplify your life.
  9. Automate everything you can- Pay your bills electronically, use delivery services, use the internet and services designed to make life less complicated. Doing this frees up time, stress, reduces anxiety and gives you better organization in life.
  10. Measure your life progress- How are you doing with life, stress, organization, goals, family, friends and commitments. Measure it and hold yourself accountable to a better organized and stress free life.

Relationships: Married 28 Years and Counting

Today my wife and I celebrated twenty eight years of marriage together. We met back in 1992 and got married in 1993. June 5, 1993 we became one, exchanged rings and began our journey as two merged as one. My wife is my ride or die. My wife is my boo. My wife is my best friend. My wife is my accomplice in life. My wife is my inspiration. My wife is my why! It has not always been easy to make it that long and we had many bumps in the road along the way. We have seen our fair share of health issues, financial issues, job loss, job gain, good income, bad income, poor times, rich times, fun times and tough times. Below I am creating a list of exactly what it took for us to make it the full 28 with prayerfully 28 more.

A healthy marriage involves the following principals to be strong, survive and thrive:

1- Marriage is a union of two souls.

2- Marriage requires giving and serving of your spouse.

3- Marriage requires a solid foundation of faith.

4- Marriage requires sound financial management of what God has provided.

5- Marriage requires spouses that are supportive and pray for one another.

6- Marriage requires dedication, discipline and determination.

7- Marriage is not to be taken lightly. It is to be seriously at all times.

8- Marriage is ride or die. No quitting allowed regardless of how hard it gets.

9- Marriage is for life and your spouse is your one and only. You never seek out, look for or consider other sexual activity outside the marriage.

10- Marriage requires God’s grace, guidance, mercy and will. Seek him and your marriage will be blessed. A great marriage is built on the foundations of rock that creates success and not on sand that will wash away with high waters.

Americana- The Car Lot Dumbass Driver

Today on my way home I am riding down the road listening to some good Christian music to relax and bring my inner peace level to a slow pace and chilling state. As I do daily I am driving the same road about the same time just minding my own business and going home. About a mile from my house a car in front of me hits his right turning signal, slows down to a crawl in a big old truck and makes the right turn. No big deal right, he did the right thing by giving a signal and safely making a turn into the side road.

I was the first car behind him so I slowed down to about 25 MPH to allow him a good turning radius and stay safe. As he is turning into the road that is when Mr. Dumbass that was at the stop sign decides to turn out into the lane while he is about 95% into the road. The truck is clear so I accelerate to speed up as normal traffic would do but the issue is Mr. Dumbass that decided to turn out in front of everyone including myself and four cars stacked up behind me almost hits me as I enter the section of road he is turning into.

The guy was in a small car so I just barely saw him behind the truck and as he came into the road with me now back to about 45 MPH I have to hit the brakes hard to avoid hitting him and having an accident. That creates an issue with all behind me as they have to tap the brakes and slow down to keep from hitting each other. Horns begin to blow as most people do when something like that happens. After saying a few choice words about Mr. Dumbass as he is labeled for this posting I settle down do not blow my horn and just kind of throw up my hands like what the hell are you doing?

He decides to throw up his hand and give me the middle finger so now my pleasant ride home has turned into me being mad as hell and wanting to whip his butt. I didn’t do anything to Mr. Dumbass, he was the one that almost created a four car pile up. I bit my lip and refused to give him the return signal of a middle finger and slow down to give him some room and try to chill back out. Mr. Dumbass decides about a half mile down the road that he will now turn left without giving a signal and does so by turning in front of oncoming traffic which causes a lady to slam on her brakes and turn into my lane to avoid hitting him.

Now Mr. Dumbass after two selfish moves in his car and about costing people to be harmed and tear their cars up decides to throw his hand out the window and shoot the “bird” to me and others because the lady he pulled in front of blew her horn at him. I noticed he was driving a car with dealer tags already when I almost hit him and that paid off for me a little later. I now get pissed “road rage” for the second time so I whip it around (after giving a signal) and went to see if I could catch Mr. Dumbass.

It took me a few minutes and I had almost given up so as I was turning around to head on home and my blood was no longer boiling to my surprise Mr. Dumbass passed me going the other way. The look in his eyes when he saw my car and me smile and wave at him was priceless. Mr. Dumbass floors it and heads off really fast but the evidence I gathered seeing the dealer tags told me where I could find him. There is a car lot at a pretty well known dealership just a mile or so away so I ventured over to see of he was there.

I had no intention of actually doing what I wanted to do which was take his middle finger and stick it where the sun does not shine. Instead I figured I would mess with Mr. Dumbass a little and maybe even let his boss know that he was out driving around representing the car lot in such a “positive” manner and being so nice to potential customers. I had bought a few cars from this place and was surprised they had someone employed that would act this way.

So I went in and asked to see the guy that was driving the little white “Nissan” with the dealer tags ABC-123. They said yep that is Johnny (fictitious name) and let me get him for you. Here comes Mr. Dumbass and he is all fired up ready to go and try to sell me a car. He didn’t know who I was so I started asking him questions about a small white Nissan that I had my eye on. He pointed me right to the car and asked if I wanted to test drive it.

I walked over and looked it over a bit and asked if it had ever been wrecked, how it ran, and other questions just to mess with him a bit. I could tell he was a cocky guy, very smug and full of “you know what”. So I then said, yep I am thinking about trading in that old green car for that one. He looked over and his expression changed a bit and I could tell he knew who I was. I told him I might need to trade it before some “dumbass” causes me to wreck and tear it all to hell driving like a maniac.

At this point he is busted and squirming a bit so I am loving it. I then said, you know I think I have seen you and that car before and he looked away. I said in fact, I seen you driving that car and almost killing people a few minutes ago. Then if I recall correctly I think you actually gave people the middle finger for your irresponsible actions. At this point he is getting defensive and says he thinks I need to leave. So I said, why don’t I instead go inside and talk to the manager since I have bought two cars here the last 10 years or so. I am sure they would love to know what kind of person they have working here and how he treats people on company time in a company owned vehicle.

He proceeded to apologize and ask me to let things go. I said no problem, all is well and I think you have squirmed enough for one day. As I walked off to actually look at a real nice Dodge Challenger and a Jeep I looked back and said. “Oh, by the way you may want to be careful where and t whom you fly that bird” It may get you fired or possibly and ass whipping. He had nothing to say and went back inside. I got in my old green car and drove off heading back home. The moral of the story is do not create chaos for others by being selfish or a jerk and then take it out on them because you are a “dumbass”.

Dreams and Goals: Five Years From Now

I often imagine where my wife and I will be five years from now. Will we be fully retired, working, traveling, living at the beach or in the mountains? These are just a few of the thoughts I have when I think about that question. To see where we may be five years from now I need to look at where I am right now with life. To do this I have to put together a list of the things most important to my wife and I and then add to that list with details about our current status. We then can look at determining where we want to be in five years and how we will plan to get there. We have been in this process for awhile now and it takes time to decide what you want to be doing in the future.

Our girls are grown and living their lives and doing quite well at it. We are at the phase where we have supported and raised them through college and into their mid twenties so now we will look to do what we want to do in the next five years so we can spend the balance of our lives doing what we want to do. My wife likes the beach more than the mountains and I like the mountains more than the beach. I think either would be great but if we cannot find a way to have both then one will have to give. One of our goals is to have a place at either or both. To accomplish our five years from now goals we had to look at our financial, spiritual, family, work and activity goals.

1- Financial: We want to be financially debt free. In five years we plan to owe zero to no one. Not one red cent to any bank, credit card, mortgage company or anyone. We will likely accomplish this goal long before that because we have a plan in place already. As soon as we sell our current home we can get completely debt free as that is the main debt we carry. Plans are to payoff debt, save and invest for a bright opportunity five years from now.

2- Family: Our girls are grown but we spend lots of time with them not only hanging out but working with them in a family type business situation. We want to be close to them, but also want to travel and find our happy spot for retirement. There is a balance we need ti figure out with that so we have some decisions to make and work on solving that dilemma.

3- Activity: We love to travel around even if it is just a short weekend trip. This allows us to go and see new places, find new things to do and spend time traveling and chilling out. Do we get a new place, buy an RV, rent or pay cash in a central location. Once again we have questions and things to work out. We love the mountains, beach and lakes so is one of those our final living destination as home base. From there we go be active and live our best lives.

As you can see my wife and I have questions to ask and answer in the coming years as we plan to see where we will be five years from now. I do know it will require not working, traveling, enjoying life and spending time with our family and friends. How we accomplish that is TBD and something we will be actively figuring out soon.

Coach B!